Funny Insurance Claims

These are real examples of some of the funny insurance claims people have put on their car insurance claim forum to explain how the accident happened.

"The other car collided with mine without giving warning of its intention."

"The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle."

"I was driving my car out of the driveway in the usual manner, when it was struck by the other car in the same place it had been struck several times before."

"Coming home, I drove into the wrong house and collided with a tree I haven't got."

"The indirect cause of this accident was a little guy in a small car with a big mouth."


"I was unable to stop in time to avoid the accident. The telephone pole was approaching fast."

"I was attempting to swerve out of its path when it struck my front end."

"An invisible car came out of nowhere, struck my vehicle and vanished."

"To avoid hitting the bumper of the car in front, I struck the pedestrian."

"A pedestrian hit me and went under my car. The pedestrian had no idea which direction to go, so I ran him over."

"I saw the slow-moving, sad-faced old gentleman as he bounced off the hood of my car."

"I thought my window was down, but I found it was up when I put my head through it."

"I collided with a stationary truck coming the other way."

"A truck backed through my windshield into my wife's face."


"The guy was all over the road. I had to swerve a number of times before I hit him."

"I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."

"In an attempt to kill a fly I drove into a telephone pole."

"I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision and I did not see the other car."

"I had been driving for forty years when I fell asleep at the wheel and had an accident."

"I was on the way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident."

"As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident."

"To avoid hitting the bumper of the car in front I struck a pedestrian."

"My car was legally parked as it backed into another vehicle."

"An invisible car came out of nowhere, struck my car and vanished."

"I told the police that I was not injured, but on removing my hat found that I had a fractured skull."

"The pedestrian had no idea which way to run as I ran over him."

"I was thrown from my car as it left the road. I was later found in a ditch by some stray cows."